Client Story
James owns a small construction business in Hamilton and is primarily paid in cash. He saved a 20% down payment for a new home, however because he accepts cash, most of his income is undocumented and therefore not accepted by A lenders.
He wants to keep his monthly payments low and avoid major up-front expenses so he can reinvest in his business.
Borrower Details:
Credit: A
Beacon: 620
Income Documentation: None (including notice of assessment)